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Variable Rate Mortgages

The choice between a fixed or variable rate should depend on your risk tolerance level as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the variable rate, although the precise magnitude will ebb and flow depending on the economic environment.

Aspects of Variable Rate Mortgages

  • Suits less conservative individuals who can withstand fluctuations in interest rates over the mortgage term
  • Usually are a lower interest rate
  • Calculated based on the lenders' prime rate minus or plus a set percentage
  • Good for those who plan to sell or refinance in the short term
  • Good for investors who wish to take advantage of low interest rates
Contact us for a discussion on whether a variable rate mortgage is right for you.

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 Interest Rates

» Best variable: 2.25%*
» Best 3 year fixed:2.29%*
» Best 3 year fixed:2.29%*
Some conditions apply. *O.A.C. E.&O.E.

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